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Automobile Accidents FAQ's
Who pays if I incur an injury due to an auto accident?
If you are to blame for an accident, your liability insurance will pay the other driver for property damage and personal injuries up to your policy's limits. If you are not at fault, the other driver’s liability insurance pays for your car damage and personal injuries.
What should I do if I did not feel hurt at the scene of an accident, but experienced pain afterwards?
You should immediately consult your medical provider regarding any pain, discomfort or possible injuries from the accident, even if you think they may be only minor injuries. Even if you did not complain of injuries at the scene of the car accident, if you were injured in the accident from someone else's negligence, you may be entitled to payment of your medical bills, compensation for pain and suffering, lost wages, loss of earnings capacity, and emotional distress. You should consult an attorney at Younce & Vtipil to discuss whether you need representation on your claim.
I received a personal injury as a result of hitting a pothole with my car. Who is responsible?
Damage caused by improper maintenance or repair of roads and highways may be the cause of damage to your vehicle. Generally, responsibility lies with the government agency responsible for this maintenance. If it was a pothole in a city street, the city may be responsible.
My insurance company is offering me a nice settlement for my car accident. Should I take it?
No. Tell the insurance company that you will get back to them. In the meantime, contact an attorney at Younce & Vtipil immediately. An insurance company may offer a minimal amount of money in return for your signature stating that you will not sue them. Never take an insurance check without first consulting an attorney.
What issues will I face in making a claim for my injuries sustained in an automobile accident?
A claim for injuries is usually based upon carelessness or negligence. In worse case scenarios, it is based on an intentional or reckless act. The three categories of issues that typically arise in a tort claim after an automobile accident are:
Liability – who is at fault and to what degree.
Damages – injuries or losses that were caused by the accident.
Insurance Coverage – whether the insurance company provides coverage to the at fault party.
How will I pay for my medical bills?
If you have been injured, you will likely have medical bills from physicians, hospitals, physical therapists, and other health care providers. Those bills will be in your name and will usually be sent to your address. You are primarily responsible for paying your bills, regardless of the cause of your injuries. The at-fault person's liability insurance carrier is responsible for paying you reasonable compensation for damages incurred, which includes medical bills, but the insurance carrier is not responsible for paying your doctors, hospitals, and other providers. Sometimes the amount the insurance company is willing to pay is far less than the actual amount you owe. You need an attorney who fill fight for your rights with the insurance companies to ensure that you are fully compensated. Contact Younce & Vtipil today to discuss your course of action.
Am I at fault if I rear-end another vehicle?
Almost always, yes. The law states that you must maintain a safe distance to be able to stop safely if a car stops in front of you.
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